AARP Medicare Supplement Insurance Plans Certification Practice Test 2026 - Free Practice Questions and Study Guide

The correct response is Medicare Part A, as it is specifically designed to cover inpatient hospital services. This encompasses various services provided during a hospital stay, including room and board, nursing care, and some hospital services. Medicare Part A is generally available without a premium for individuals who have worked and paid Medicare taxes for a sufficient period.

Medicare Part B focuses on outpatient care, preventive services, and medical supplies, while Medicare Part C, also known as Medicare Advantage, includes both Part A and Part B services, but it operates through private insurance companies and can vary widely by plan. Medicare Part D is dedicated to providing prescription drug coverage, which does not include inpatient hospital services. Understanding these distinctions is key to navigating the Medicare system effectively and ensuring beneficiaries receive the appropriate care coverage based on their needs.